What do you need help with?
Furnaces
At Delta Air Systems, we understand how important it is to keep your home warm, safe, and comfortable—especially during the colder months. That’s why we offer furnace installation and service tailored specifically to your home, your comfort preferences, and your family’s budget. We take the time to provide multiple options for efficiency, performance, and trusted brand names like Lennox, Amana and Napoleon so you can feel confident choosing the solution that’s right for your family. Whether you’re upgrading your system or looking for reliable maintenance, our team is here to keep your home cozy all season long.
I think it is not heating the house properly.
First, check the filter! If recently changed, try to reset the furnace from the furnace switch. Turn it off for 1 minute, then and then turn it back on, see if the furnace attempts to start up.
Still not working?
Check the vents outside! Depending on the weather, there could be snow or ice blocking the vents. Sometimes wind can blow a bag or leaves in front. If there was something blocking the vent turn the system off and then restart it.
Still not working? Then it is time to call a technician for help and a diagnostic
It is really loud for some reason.
Check the filter! If the filter has not been changed recently, it could be restricting the air flow. If you check the filter and it is okay, but the loud noise continues, then is is time to call a technician for a diagnostic.
It is leaking!
If there a condensate pump, verify if it has failed or has a crack in the housing. If the pump has failed, it will need to be replaced. If the pump is working, then it may be something inside the furnace leaking.
Call a technician for a diagnostic.
Emergency! I have no heat and need help!
I am a new homeowner and I want advice
Click to check out our Buyers Guide For Furnaces
Air Conditioner
At Delta Air Systems, keeping your home cool and comfortable all summer long is what we do best. We offer a full range of air conditioning solutions tailored to your home, your comfort needs, and your budget. With trusted brands like Lennox, Amana and Napoleon, you can count on high-quality, energy-efficient systems that keep your home perfectly chilled when it matters most. Whether you’re installing a new unit or servicing your current one, our experienced team is here to guide you every step of the way—so you can enjoy worry-free cooling all season long.
The unit is operating but not cooling the house or maintaining temperature.
Is the thermostat set to cool to, and what is the current temperature in the house?
If the set point is higher than the current temperature, verify it’s in cooing mode and drop the set point below the other temperature. You may save yourself a service call!
If the set point is lower than the current temperature in the house, then check the following:
Check the filter! If the filter is dirty, change it and restart the system. Filters should be changed at least every three months.
If the filer is not dirty, then verify if the outdoor unit is running. If it is running, turn off your system and call Delta Air Systems’ service department. You need a licensed technician!
If no luck, check the fuse or breaker in your electrical box, if the fuse is blown or the breaker is off, replace the fuse or turn the breaker on/reset it.
If the breaker is on and fuse not blown, then you need to call a licensed technician to diagnose the issue.
Unit is operating, but upstairs is too hot and downstairs is too cold.
Is the thermostat maintaining the set point?
If no, then troubleshoot through the above steps.
If yes, then you need air balancing!
Click here, and we will email you a form that is an air balancing questionnaire to see just how much we can help you!
What is air balancing?
Air balancing a home is the process of proportionally balancing the air by adjusting the supply and return airflow coming out of the grilles based on areas in your home where comfort is lacking. This involves simple adjustments to balance airflow as best as possible.
The process typically includes:
■ Identifying uncomfortable areas in the home
■ Measuring airflow at supply and return grilles
■ Adjusting dampers or grille openings to redirect air to needed areas
■ Fine-tuning the balance until desired comfort levels are achieved
This approach is less invasive and more cost-effective than duct modifications, relying on optimizing the existing system’s performance through careful balancing of airflow distribution.
Want more information? Call us!
Emergency! My AC unit is not working at all!
My AC unit is making weird noises.
Go outside to the outdoor unit and see if there are twigs or debris in the outdoor fan. If so, turn the unit off at the breaker before trying to clear the debris.
If you can not see anything, turn your unit off and Call a licensed technician!
I am a new homeowner, and I need advice on choosing the right system.
Click to check out our Buyers Guide For Air Conditioners
Heat Pump
Heat pumps are a smart, forward-thinking choice for year-round comfort—offering both heating and cooling in one energy-efficient system. At Delta Air Systems, we’re proud to offer this innovative technology that not only helps lower your energy bills but also reduces your home’s carbon footprint. As the way of the future, heat pumps are a key step toward more sustainable home comfort. With trusted brands like Lennox, Daikin Napoleon and Kinghome, along with expert installation from our experienced team, we’ll help you find the perfect fit for your home—so you can enjoy reliable performance, lower emissions, and comfort in every season.
What is a heat pump?
A heat pump is a unit that can both heat and cool your home, all in one system. It works by transferring heat from one place to another, instead of generating heat directly like a furnace or air conditioner. In the winter, a heat pump moves heat from the outside air through the condenser unit, into your home to warm it. In the summer, it works the opposite way, pulling heat from inside your home, through the evaporator coil, and releasing it outside to cool things down.
How Does a Heat Pump Work?
It’s a bit like an air conditioner, but with a twist. Here’s how it works:
- Winter (Heating Mode): The heat pump absorbs heat from the outside air—even when it’s cold out—and transfers that heat into your home. This happens because the heat pump uses a refrigerant that can absorb and release heat as it moves through the system.
- Summer (Cooling Mode): In the warmer months, the heat pump switches directions. It absorbs the heat inside your home and releases it outside, just like an air conditioner would. So, you can stay cool in the summer and warm in the winter with just one system!
Why Should I Consider a Heat Pump for My Home?
■ Energy Efficient: Heat pumps are super energy-efficient because they don’t actually create heat—they just move it. That means they use less energy than traditional systems like furnaces or electric heaters.
■ Two-in-One: A heat pump can both heat and cool your home, so you don’t need separate systems for winter and summer. It’s perfect for Canadian homes that experience both cold winters and warm summers.
■ Environmentally Friendly: Since they use less energy, heat pumps are better for the environment than other heating and cooling systems. They can reduce your carbon footprint, especially if your electricity comes from renewable sources.
■ Cost-Effective: Even though heat pumps might cost a bit more upfront, they can save you money on your energy bills in the long run because they use less energy to heat and cool your home.
Will a Heat Pump Work in Cold Canadian Winters?
Yes! Many people think heat pumps only work in warm climates, but modern cold climate heat pumps are specifically designed to work in Canada’s harsh winters. They’re built to efficiently extract heat from the outside air even in freezing temperatures.
However, when temperatures drop super low (like below -15°C), a backup heating system (like electric heat) can help when needed.
Do Heat Pumps Need Maintenance?
Like any heating and cooling system, heat pumps need some regular care to keep them running smoothly. Things like changing the air filters, checking the outdoor unit for debris, and having it serviced annually will help prolong the life expectancy of the unit and keep it efficient! Since a heat pump is in use all year long, annual maintenance is even more important.
Is a Heat Pump Right for My Home?
If you’re looking for an efficient, eco-friendly system that can both heat and cool your home, a heat pump might be a great choice. Delta Air Systems can help you decide if it’s the right fit for your space, climate, and budget!
Are there different types of Heat Pumps available?
When it comes to residential HVAC heat pumps, there are several different types designed to meet various heating and cooling needs. Here are the main types of heat pumps you’ll find for homes:
1. Air Source Heat Pumps
These are the most common and widely used type of heat pump. They work by transferring heat between your home and the outside air.
Heating Mode: In winter, it pulls heat from the outside air (even when it’s cold) and transfers it into your home.
Cooling Mode: In summer, it works like an air conditioner, pulling heat out of your home and releasing it outside.
Pros:
Very energy-efficient and cost-effective.
Can work in a variety of climates, including some cold climates with newer models.
Cons:
Efficiency can decrease as the outside temperature drops significantly (though cold climate models have improved this).
2. Ground Source Heat Pumps (Geothermal Heat Pumps)
Ground source heat pumps, also known as geothermal heat pumps, transfer heat to and from the ground instead of the air.
Heating Mode: It uses the constant temperature of the earth (below the frost line) to extract heat and bring it into your home during the winter.
Cooling Mode: In the summer, it reverses the process, absorbing heat from your home and transferring it into the ground.
Pros:
Very efficient, especially in extreme climates, as the ground temperature remains relatively stable year-round.
Lower operating costs over time, as they use the constant temperature of the ground.
Cons:
Higher upfront installation cost due to the need for underground piping.
Installation can be complex, as it requires digging trenches or drilling boreholes.
3. Water Source Heat Pumps
Water source heat pumps work in a similar way to ground source heat pumps, but they use a body of water (like a pond, lake, or well) as the heat exchange medium instead of the ground.
Heating Mode: They extract heat from the water in the winter.
Cooling Mode: In summer, they transfer heat from your home to the water source.
Pros:
Very efficient in locations with easy access to a nearby water source.
Lower environmental impact than other systems if the water source is sustainable.
Cons:
Not suitable for homes without access to a water source.
Installation can be more difficult and expensive, depending on the location and water conditions.
4. Ductless Mini-Split Heat Pumps
These are a variation of air source heat pumps that don’t require ductwork.
Heating and Cooling Mode: They use indoor air handlers installed in various rooms or zones, providing both heating and cooling without the need for a central duct system.
Pros:
Ideal for homes without existing ductwork, like older homes or additions.
Provides flexibility, as you can control the temperature in different rooms individually.
More energy-efficient than window units or space heaters.
Cons:
May not be suitable for large homes with multiple rooms that need cooling or heating.
Higher upfront cost for installation.
5. Hybrid Heat Pumps (Dual-Fuel Heat Pumps)
A hybrid system combines an air-source heat pump with a traditional gas or electric furnace.
Heating Mode: The heat pump is used to heat the home most of the time, but if the temperature drops too low for it to work efficiently, the furnace kicks in to provide supplemental heating.
Pros:
Ideal for regions with extremely cold temperatures, as it ensures you’ll have a backup source of heat when the heat pump isn’t as efficient.
Provides energy savings during milder weather by using the heat pump most of the time.
Cons:
Requires two systems (the heat pump and furnace), so it has a higher initial cost.
Maintenance may be more complex, as two systems need regular attention.
Summary of Heat Pump Types:
Air Source Heat Pumps: Common, efficient, works for most climates (improved models for colder areas).
Ground Source (Geothermal) Heat Pumps: Highly efficient, best for homes in areas with extreme climates, but expensive to install.
Water Source Heat Pumps: Works well if you have access to a nearby water source, but not an option for every home.
Ductless Mini-Split Heat Pumps: Great for homes without ducts, efficient for specific zones, but may not heat/cool large homes efficiently.
Hybrid Heat Pumps: Combines a heat pump and furnace for cold climates, offering the best of both worlds but with higher upfront costs.
Choosing the right type of heat pump depends on your home’s size, location, and whether you already have ductwork. If you’re unsure, an HVAC professional can help you assess your options and find the best solution for your needs.
Fireplaces
At Delta Air Systems, we service all makes and models of fireplaces. Whether it’s gas or electric, our experienced technicians will ensure your fireplace is operating safely, efficiently, and looking its best. Trust us to keep your fireplace clean, functional, and ready for comfort whenever you need it.
My fireplace won’t light up.
If your fireplace won’t light, don’t worry—here are a few quick things you can try before calling for service:
- Check the Power Supply:
If your fireplace has a wall switch, thermostat, or remote, make sure it has power (batteries or electrical connection). - Confirm the Gas Supply is On:
Ensure the gas valve to the fireplace is fully open. If you’re unsure, check your home’s gas supply or contact your gas provider. - Inspect the Pilot Light (if applicable):
If your unit has a standing pilot light, it may have gone out and need to be relit. Refer to your manufacturer’s manual for lighting instructions—or give us a call, and we’ll walk you through it. - Clear Obstructions:
Make sure the fireplace glass is clean and secure, and check that nothing is blocking the burner or air intake. - Reset the Unit:
Some fireplaces have a reset button or require a simple power cycle (turn off and on again). Refer to your manual for the proper procedure.
If you’ve checked these steps and your fireplace still isn’t working, our team at Delta Air Systems is here to help. Contact us to schedule a service call and we’ll get your fireplace back up and running quickly and safely.
It is really sooted up.
If your fireplace has a heavy buildup of soot, it could be a sign that it’s not burning efficiently—or that there’s an issue with the fuel-to-air ratio. This can happen for a few reasons, including:
■ Improper venting or air flow
■ Clogged or dirty burners
■ Incorrect gas pressure or settings
■ A lack of regular maintenance
Soot buildup not only affects performance, but it can also impact indoor air quality and become a fire hazard over time.
We recommend scheduling a professional cleaning and inspection to get to the root of the problem. Our technicians will clean the fireplace thoroughly, check for safety and efficiency, and make any necessary adjustments to ensure your unit is operating properly and safely.
Tip: Regular maintenance can help prevent soot buildup and extend the life of your fireplace—ask us about our protection plans for peace of mind year-round.
The on/off remote is not working.
If your fireplace’s on/off remote isn’t working, here are a few steps to try before calling for service:
- Check the Batteries:
Replace the batteries in both the remote and the receiver (usually located near or underneath the fireplace). Low battery power is a common cause of remote issues. - Ensure the Receiver is Set to “Remote”:
Locate the receiver box (typically near the gas valve or under the fireplace). Make sure the switch is set to REMOTE—not ON or OFF. - Try Re-Syncing the Remote:
Some remotes may lose connection. Refer to your manual for re-sync instructions, or let us know the model and we can walk you through it. - Check for Obstructions:
Ensure there’s a clear path between the remote and the receiver—signal interference can sometimes block the remote’s command. - Power Cycle the System:
Turn the fireplace and receiver off, wait about 30 seconds, then turn everything back on and try again.
If you’ve gone through these steps and the remote still isn’t responding, it may be a faulty remote or receiver. We’d be happy to take a closer look—just give us a call to book a service visit!
I need to reset it and don’t know how!
- If your fireplace isn’t working properly and you think it needs a reset, here are a few general steps you can try:
Turn Off the Fireplace:
Make sure the unit is completely off, including the thermostat, wall switch, or remote. - Shut Off the Gas Supply (if applicable):
If your fireplace has a manual gas valve, turn it to the “off” position and wait at least 5–10 minutes to allow any residual gas to dissipate. - Reset the Power:
If your unit is electric or has electronic controls, try unplugging it or switching the breaker off for a minute before restoring power. - Relight the Pilot Light (if your unit has one):
Follow the manufacturer’s instructions to safely relight the pilot. This often involves holding down a control knob while pressing an igniter button. - Reset the Remote or Wall Switch:
Some fireplaces have a reset function on the remote or a power cycle process via the wall switch. Refer to your manual for the specific method. - Check for Error Codes or Indicator Lights:
If your unit has a display, take note of any blinking lights or error codes — these can help diagnose the issue.
Protection Plans
Protecting your home comfort systems has never been easier, thanks to Delta Air Systems’ comprehensive protection plans. Regular maintenance not only extends the life of your equipment but also keeps it running efficiently all year long. Our plans are designed to give you peace of mind, with expert care, priority service, and reliable support—so you can relax and enjoy consistent comfort in your home, season after season. Plus, as a protection plan member, you’ll receive exclusive discounts on repairs and consumables like filters, making it even more cost-effective to keep your system in top shape.
What is a protection plan?
Protection plans offer financial benefits, reduce stress, and enhance the overall performance and durability of an HVAC system! Protection plans offer different levels of coverage based on your home’s budget and coverage needs.
Why should I get a protection plan?
When you buy an HVAC system, investing in a protection plan is a smart decision for several reasons:
Regular Maintenance: All of our protection plans include annual maintenance visits, which can catch any failing parts before it becomes an issue. Regular tune-ups keep the system running efficiently and extend its lifespan.
Repair Costs Protection plans often cover parts and labor for repairs, which can be expensive without coverage. This means lower out-of-pocket expenses when something goes wrong. Peace of Mind!
Unexpected Breakdowns: Knowing that you have coverage in case of unexpected breakdowns provides peace of mind. HVAC systems can fail at inconvenient times, and having a protection plan ensures quick and reliable service at a discounted price.
Warranties Many protection plans extend the manufacturer’s warranty, providing additional coverage beyond the standard period. This can be particularly valuable if issues arise after the initial warranty expires.
Optimal Performance: Regular maintenance included in protection plans ensures the system operates at peak efficiency. This not only reduces energy bills but also minimizes wear and tear on the system.
Prolong Lifespan: Proper care and timely repairs can significantly extend the life of an HVAC system, protecting your investment and delaying the need for a costly replacement.
What happens if I don’t get a protection plan?
If you choose not to get a protection plan for your HVAC units, you can still enjoy peace of mind knowing that you have the flexibility to sign up at a later date. This means you can reassess your needs and budget over time and opt in whenever it suits you best.
If you have older equipment that no longer has warranty coverage, there’s still a benefit! Even without a protection plan, you can qualify for a discount on all standard repair prices.
Whether you decide to enroll in a protection plan now or later, our team is always here to provide top-notch service and support for your HVAC needs. Contact us today to explore your options and find the best solution for your home or business needs!
Do I have to sign a contract? Can I cancel at anytime?
No, you are not required to sign a contract with us. We understand that financial circumstances can change, and we want to provide you with the flexibility to adjust your coverage as needed. You can cancel or modify your services at any time without being locked into a contract. This allows you to manage your expenses effectively and ensure that your coverage aligns with your current financial situation. We prioritize your flexibility and peace of mind so you can make changes whenever necessary. Some conditions may apply based on the specific plan.
Thermostat
Your thermostat plays a key role in keeping your home comfortable while helping you save on energy costs. At Delta Air Systems, we offer a variety of options, including smart thermostats that adapt to your preferences and traditional models that are simple to use. Let us help you find the perfect thermostat to match your lifestyle and enhance your home’s efficiency.
My house feels too warm or too cold. How can I tell if the thermostat is working properly?
Check the set point (the temperature you’ve selected on your thermostat) against the current room temperature.
If your home feels too warm, make sure the set point is lower than the current room temperature.
If your home feels too cold, ensure the set point is higher than the current room temperature, and that the system is set to cooling mode.
What temperature should my air conditioner be set to?
For proper operation, your air conditioner should not be set below 18°C. Setting it too low may indicate or cause a malfunction. Ideal set points vary based on personal comfort.
My system isn’t cooling even though the set point seems correct. What should I do next?
Check your air filter – A dirty filter can block airflow and prevent proper cooling. Replace if necessary.
Check the outdoor AC unit – Is it running?
If yes, turn off the system and call Delta Air Systems immediately. A licensed technician is required.
If no, proceed to check your home’s electrical panel.
Could it be an electrical issue?
Yes. Go to your fuse box or breaker panel and check for the following:
A blown fuse or tripped breaker could be the cause.
If found, replace the fuse or switch the breaker back on.
If everything appears normal and the system still isn’t working, call a licensed technician.
Who should I contact for professional HVAC service?
Call Delta Air Systems. Our licensed technicians will diagnose and resolve the issue safely and efficiently.
Indoor Air Quality/Filters
A healthier home starts with cleaner air—and Delta Air Systems is here to help make that happen. We offer a range of high-quality indoor air quality solutions, including filters, air purifiers, humidifiers, and more, all designed to reduce allergens and improve the air you breathe. No matter your needs, our team is here to guide you toward the right products for a fresher, more comfortable living environment.
What is a filter?
A furnace filter is a crucial component of most heating and cooling systems. Its primary purpose is to protect the blower fan and other internal components of your furnace from dust, hair, and other debris that enter through the return ducts. While its main function is to safeguard the furnace, it also helps improve indoor air quality by removing particulates from the air, thus preventing them from being recirculated. Furnace filters are typically rated using the Minimum Efficiency Reporting Value (MERV) system, which ranges from 1 to 16. A higher MERV rating indicates that the filter can capture smaller particles, but it may also reduce airflow and increase the furnace’s workload. Common types of furnace filters include fiberglass, pleated, electrostatic, and permanent reusable filters, each with different efficiency levels and maintenance requirements.
Why do I need to replace my filter?
Regular maintenance, such as cleaning or replacing the filter, is essential to ensure optimal furnace performance and longevity. Here’s a guide to help you understand why you need to replace your furnace filter, how to do it, and how often it should be done.
Why Replace Your Furnace Filter:
■ Improve Efficiency: A clean filter ensures your furnace operates efficiently, saving energy and reducing your utility bills.
■ Better Air Quality: It helps remove dust, pollen, and other allergens from the air, improving indoor air quality and reducing respiratory issues.
■ Prevents Damage: A dirty filter can cause your furnace to overheat or short-cycle, potentially leading to breakdowns or even fires.
■ Enhances Comfort: Proper airflow ensures consistent heating throughout your home, preventing hot and cold spots.
How do I replace my filter?
How to Replace Your Furnace Filter
- Turn off the Furnace: Ensure the furnace is off to prevent any accidental start-ups.
- Locate the Filter Compartment: Find the filter slot, usually near the cold air return duct or blower chamber.
- Remove the Old Filter: Slide out the old filter and set it aside for disposal.
- Install the New Filter: Insert the new filter with the airflow arrows pointing toward the furnace.
- Replace the Panel: Close the compartment door or panel.
- Turn on the Furnace: If necessary, turn the furnace back on.
How often do I replace my filter?
How Often to Replace Your Furnace Filter: The frequency of replacing your furnace filter depends on several factors:
■ General Recommendation: Replace every 1-3 months for standard filters.
■ Filter Thickness: Thicker filters (4-5 inches) can last longer, typically 6-12 months.
■ Home Conditions: More frequent changes are needed if you have pets, allergies, or heavy HVAC use.
■ Seasonal Use: Increase changes to monthly during heavy heating or cooling seasons.
How much do filters cost?
Several factors affect the prices of furnace filters:
1. Filter Type:
■ Disposable vs. Reusable: Disposable filters are generally cheaper but need frequent replacement. Reusable filters are more expensive upfront but can be cleaned and reused, reducing long-term costs.
■ Material: Filters made from denser materials like polyester offer better filtration and are typically more expensive than those made from fiberglass.
■ HEPA vs. Standard: HEPA filters are the most expensive due to their advanced filtration capabilities.
2. MERV Rating:
■ Higher MERV ratings indicate better filtration efficiency and typically increase the cost. Each step up in MERV rating can add about $5 to the filter price.
3. Filter Size and Thickness:
■ Larger filters and those with greater thickness (e.g., 5 inches) are more expensive than smaller, thinner ones (e.g., 1 inch).
4. HVAC System Size:
■ Larger HVAC systems require larger filters, which are generally more expensive than those for smaller systems.
5. Retailer Selection:
■ Prices can vary significantly between retailers. Buying in bulk or using subscription services can lead to lower costs per filter.
6. Brand and Quality:
■ Brand reputation and filter quality can influence price, with well-known brands often being more expensive.
Financing & Rental
How does financing work for my HVAC system?
Financing a HVAC replacement or repair is a straightforward process designed to provide homeowners with flexible and affordable payment options. Here’s how it works:
Application Process
1. Quick Application: The application process is simple and can be completed online or in person with your Delta Air Systems Comfort Advisor. You will need to provide basic information such as your first and last name, date of birth, address, gross income, and employment details.
2. Instant Approval: Approval decisions are made in seconds, allowing you to proceed with your purchase quickly.
Financing Terms
■ Low Monthly Payments: financing offers low monthly, bi-weekly, or weekly payments to fit your budget.
■ No Down Payment: No down payment is required.
■ Flexible Repayment: You can pay off your loan early without any penalties.
■ Interest Rates: Interest rates vary based on your credit history and can range from 8.99% to 14.99%.
Promotional Offers
Financing provides promotional offers such as 0% interest for a specified period (e.g., 12, 24, or 36 months) or no payments and no interest for a few months. Ask your comfort advisor what promotional offers are available now!
Payment Management
– Pre-Authorized Payments: You can set up automatic payments from your bank account.
– Online Account Management: Manage your loan and payments online for convenience.
– No Hidden Fees: No hidden fees or sneaky payment terms.
Overall, financing provides a hassle-free financing experience that allows homeowners to upgrade their HVAC systems without significant upfront costs.
How does lease-to-own and renting work?
Lease-to-own options provide homeowners with a convenient way to acquire new HVAC systems without significant upfront costs. Here’s how it works:
Key Features of Lease-to-Own
1. Zero Down Payment: Customers can lease-to-own a furnace, heat pump, AC, water heater etc. with no initial payment required.
2. Free Initial Period: Usually there is a promotion where customers can get up to 6 months of lease payments for free, including taxes, when they sign a lease-to-own agreement. Regular payments commence after this period.
3. Instant Approval: No credit check required! No application or financial information required.
4. Maintenance and Service: The lease agreement includes annual maintenance to maintain the manufacturer’s warranty, ensuring that the equipment is well-maintained throughout the lease term. The agreement also covers all labour costs for any repair work needed.
How to Get Started
To begin the lease-to-own process:
1. Free Consultation: Schedule a free in-home consultation to assess your needs and determine the best HVAC solution for your home.
2. Agreement and Installation: Once the right HVAC system for your home is chosen and the agreement is signed, Delta Air Systems will schedule your installation time and date.
Benefits
■ Affordable Monthly Payments: Lease-to-own options allow for budget-friendly monthly payments.
■ No Maintenance or Labour Worries: Maintenance and repairs are fully covered under the lease agreement.
■ Flexibility: Ability to transfer or buyout at any time if your priorities change.
What’s better, financing or lease-to-own/rental?
When deciding between financing a furnace and lease-to-owning, it’s essential to consider several factors, including long-term costs, ownership, and flexibility. Here’s a breakdown of both options:
Financing
Pros:
■ Lower Long-Term Costs: Financing typically offers lower interest rates compared to lease-to-own agreements, which can save you money over time.
■ Flexibility and Control: You have more control over maintenance and service providers, allowing you to choose who services your equipment.
■ Ownership: Once the loan is paid off, you own the furnace outright, which can increase your home’s value.
Cons:
■ Maintenance Responsibility: You are responsible for maintenance and repairs unless you purchase a protection plan.
■ Labour Responsibility: You are responsible for any labour charges for manufacturer repairs unless you purchase a protection plan.
Lease-to-Own (Renting)
Pros:
■ No Upfront Costs: Renting requires no initial payment, making it more accessible for those with limited funds.
■ No Application or Credit Check Required: Poor credit will not affect you getting the HVAC system your home needs.
■ Included Maintenance and Labour: Rental agreements often cover maintenance and repairs, providing peace of mind and no surprise bills.
■ Flexible Buyout: Buyout available at any time during the agreement. The buyout will never be more than the price of the unit.
Cons:
■ Higher Long-Term Costs: Monthly rental fees can add up significantly over the contract term (usually 12 to 15 years), often costing more than purchasing outright.
■ Limited Flexibility: You are locked into a long-term contract with limited flexibility to change service providers.
What things do I need to consider when choosing Financing vs Lease-to-Own
Interest Rates: Compare interest rates and terms of different financing options to find the best deal.
Monthly Budget: Ensure that you can afford the monthly payments within your budget.
Promotional Rates: Take advantage of low or zero interest promotional rates to reduce the overall cost.
Review Terms: If approved, you will receive the loan terms, including the interest rate, repayment schedule, and any fees. Make sure to read and understand all the terms before accepting.
Financing generally offers better long-term financial benefits and more control over your heating system. That being said, maintenance and labour are all extra to your monthly payments, which could cause a costly financial breakdown. While lease-to-own options provide initial affordability and include labour and maintenance, you have one less thing to worry about for the duration of your agreement with just those monthly payments! Financing gives you flexibility with what contractor you want to service your HVAC units, where lease-to-own you are limited to the contractors who know your system.
When considering whether to finance your HVAC units or opt for a lease-to-own arrangement, it’s important to remember that there is no one-size-fits-all solution. Both options have their advantages and disadvantages, and what works best for you will depend on your family’s specific budget, comfort level, and financial needs. Ultimately, the decision should be based on what aligns best with your personal circumstances. Financing might offer better long-term savings and ownership benefits, while lease-to-own options provide immediate affordability and included maintenance. It’s about finding the choice that best fits your lifestyle and financial goals. This approach emphasizes that the decision is highly personal and should be tailored to individual needs, rather than suggesting one option is universally better than the other.
